Marine Insurance? Do you really need it? The answer is a definite YES! You are not moving to a place in the same city, you are moving overseas. Your belongings will be transported as cargo and pass through high seas, where, needless to say, a risk factor is involved.

It's because of this risk that you need a strong and reliable insurance policy to safeguard your belongings from the time they leave your hands till they are delivered to your new doorstep. In case of any damages, missing items or any natural calamity, this insurance policy will make sure that you are protected.

When you go for an insurance policy, the responsibility of providing a detailed list of valued inventory falls on you. In case of any claims, correct documents will smooth the process for you. Also, incomplete papers may result in delays or complications while claiming.

There are a number of good insurance companies that offer you an all - risk Marine Insurance for your household items. Make sure that you insure your belongings for their full replacement value. Always take an "all - risk" insurance policy, as it is the best one that protects you against all sorts of risks. The representatives of International Movers will inform you about the applicable deductions in case of a claim, as there may be specific deductibles for items like a computer or a piano.

To initiate a claim, you will need to notify the nearest office mentioned in the insurance policy as soon as you receive your shipment. They will conduct a survey to ascertain the damages. You can just give them a call or inform in person, but do file a written report and keep a copy for yourself. Once a claim has been filed, all related papers like the surveyors report, insurance certificate, bills, packing slips etc. are sent on to the underwriters for an approval. Having a well - documented claim will ease the process for you.